Terms and Conditions

These Terms and Conditions ("Terms", "Terms and Conditions") govern your relationship with PrabhuPAY - Mobile Wallet mobile application (the "Service") operated by Prabhu Technology Pvt. Ltd. ("us", "we", or "our"). Please read these Terms and Conditions carefully before using the Service. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may kindly stop using the Service.

Purchases

If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including, without limitation, your Credit Card/ Debit Card number, the Expiration date of your card, your billing address, and/or your shipping information.

You represent and warrant that:

• you have the legal right to use any Credit Card(s) or other payment method(s) in connection with any Purchase; and that
• the information you supply to us is true, correct and complete.

By submitting such information, you grant us the right to provide the information to third parties for purposes of facilitating the completion of Purchases.

Availability, Errors and Inaccuracies

We are constantly updating our offerings of products and services on the Service. We try our best to keep all our Products updated. However, the products or services available on our Service may be mispriced, described inaccurately, or unavailable, and we may experience delays in updating information on the Service.We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.

Contests, Sweepstakes and Promotions

Any contests, sweepstakes or other promotions (collectively, "Promotions") made available through the Service may be governed by rules that are separate from these Terms. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply.

Accounts

When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate suspension/termination of your account on our Service. You are responsible for safeguarding the password/mPin that you use to access the Service and for any activities or actions under your password/mPin, whether your password/mPin is with our Service or a third-party service. You agree not to disclose your password/mPin to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account. You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trade mark that is subject to any rights of another person or entity other than you without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of Prabhu Technology Pvt. Ltd. and its licensors. The Service is protected by copyright, trademark, and other laws of both the Nepal and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Prabhu Technology Pvt. Ltd.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Prabhu Technology Pvt. Ltd. Prabhu Technology Pvt. Ltd. has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Prabhu Technology Pvt. Ltd. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. However, we will try our best to provide the reasons on why the account has been terminated/suspended for your consideration. Upon termination/suspension, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

Limitation Of Liability

In no event shall Prabhu Technology Pvt. Ltd., nor its directors, employees, partners, agents, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from

• your access to or use of or inability to access or use the Service;
• any conduct or content of any third party on the Service;
• any content obtained from the Service;
• unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Prabhu Technology Pvt. Ltd. its subsidiaries, affiliates, and its licensors do not warrant that

• the Service will function uninterrupted, secure or available at any particular time or location;
• any errors or defects will be corrected;
• the product owned by third party merchants will be running smoothly;
• the results of using the Service will meet your requirements.

We strictly prohibit anyone to make warranty claims on behalf of the Service.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Nepal, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Declaration

You hereby agree to declare that the details furnished in the KYC are true and correct and undertake to inform us in writing of any changes therein, immediately or as requested by us.In case any of the above information is found to be false or untrue or misleading or misrepresenting,you are aware that you shall be held liable for it as per the prevailing law.